Does Harris Teeter Cash Checks: Everything You Need to Know

Harris Teeter is a grocery store chain that operates in North Carolina, Southeastern and Mid-Atlantic regions of the United States. It has its headquarters located in North Carolina. Harris Teeter offers Check cashing services, but their policies may vary by location and be subject to change. Does Harris Teeter cash checks? In a nutshell, Harris Teeter does not cash checks, except for its employees’ payroll checks.

Harris Teeter has eliminated the risk of cashing bad checks by restricting the type of checks to only their employees’ payroll checks. However, as you shall see later, other groceries offer cashing of checks that you can try. This tutorial will discuss the Check cashing policies employed by Harris Teeter. Besides, we will discuss the groceries that accept Check cashing in the country. Be our guest!

Harris Teeter Check Cashing Policy

Harris Teeter does not allow cashing of checks by its customers, as seen above. However, if you are an employee with Harris Teeter, you are eligible for check cashing only on your payroll. Kindly note that you are not limited to the amount you can cash. For instance, you can cash your weekly, biweekly, or whole monthly wages if you are a Harris Teeter employee. However, all these transactions are typically regulated by several policies. Here is the policy breakdown to guide you on the Harris Teeter check cashing.

  1. Harris Teeter does not offer check cashing services to its customers.
  2. Harris Teeter offers Check cashing to its employees.
  3. You can cash your Harris Teeter payroll checks up to your full salary.
  4. Harris Teeter only allows Payroll check cashing only.
  5. You can get up to $25 cash back with checks.
  6. You can use your checks to make payments.
  7. If you opt to pay using a personal check, there is a need for you to present an official identity document such as a government-issued photo ID.

Those are some Harris Teeter Check cash policies, but you can contact customer service to get more updated information. Now that you know the policies governing the check cashing with Harris Teeter, which types of checks can you cash? To find out, let us head to the next section and get more information.

Types of Checks Harris Teeter May Cash

Harris Teeter is one of the groceries that does not cash checks from other organizations or entities. It typically cashes payroll checksfrom its employees. After all, the store only cash those checks it wrote since it knows that the checks are genuine or valid. To be on the safe side, it is always best to contact your local Harris Teeter store or check their website for the most up-to-date information on their check cashing policies.

Way to Check a Cashing at Harris Teeter

As mentioned earlier, Harris Teeter does not cash checks but can use other groceries or banks if you are not an employee. If you want to cash a check in a Harris Teeter grocery, you only need to carry the check and government-issued ID to the cashier. The government-issued ID is mandatory because it helps in proofing your identity. Kindly note that this only applies to the Harris Teeter employees who want to cash payroll checks.

Requirements for Cashing a Personal Check at Harris Teeter

Harris Teeter does not cash personal checks unless you are an employee at that store. Therefore, if you are not an employer at this store, you may have to look for another grocery that accepts personal checks. Kindly remember to check the grocery policies before you cash your check.

Checks That Can’t Cash at Harris Teeter

As seen earlier, Harris Teeter only cashes their employees’ payroll checks. If you are a Harris Teeter customer with the following Checks, you might have to look for another grocery that accepts checks.

  • Third-party Checks
  • Cashier’s Checks
  • Stimulus Checks
  • Tax Refund Checks
  • Government checks
  • Two-party Checks
  • Payroll Checks (customers)
  • Personal Checks
  • Business checks
  • Child support checks
  • Dividend checks

Later, you learn some of the groceries that accept check cashing that you can try. However, let us look at where you can find Harris Teeter in the next section.

Way to Find a Harris Teeter Near Me

Harris Teeter is one of the largest grocery chains in America and has over 250 stores. Are you looking for a Harris Teeter store around you? If yes, you can use the store locator on their official website or directly use the URL “”. Once the page loads, kindly enter your current ZIP code, and you will be able to see the Harris Teeter stores near your resident area. Additionally, you can contact customer service and inquire about any store available in your area. Kindly note that Harris Teeter does not offer services in many states, so ensure you are in a State where their services are offered before searching.

Pros and Cons of Cashing a Check at Harris Teeter

There are a few pros and cons that you need to consider when cashing your check at Harris Teeter.


  • It is convenient to cash your check at Harris Teeter as you will not carry cash in bulk in order to make payments.
  • It is free to cash a check.
  • It is faster to cash a check at Harris Teeter.
  • Harris Teeter is available in many places, meaning you can get the services near your residence.
  • It is safe to cash your check at Harris Teeter.


  • You cannot cash personal checks.
  • You may have to wait in a queue before you are served.

List of Grocery Stores That Accept Check Cashing

Are you looking for a grocery store that accepts check cashing? Several grocery stores across the country accept check cashing, which includes the following:

1. Albertsons

Albertsons has more than 2,200 Albertsons stores across the country. It allows you to cash several types of checks, like government, payroll, and personal checks. The fee charged on the transactions typically varies with the store’s location. You can contact its customer service to give you more information on their cash checking policies.

2. Baker’s

You can cash your checks from Baker’s supermarket money service centers or some of Kroger’s subsidiaries. The transaction fee usually starts at $3, and you can cash several types of checks, which include the following:

  • Income tax refund checks
  • Business checks
  • Payroll checks
  • Government checks
  • Insurance settlement checks
  • Child support checks

Kindly note that many Money Services centers may not accept personal, starter, or third-party checks. If you have such checks, you may have to seek cashing services from a bank or credit union.

3. City Market

City Market is another outlet where you cash checks with 35 retail stores in the United States. Besides, you can cash the checks at Money Service centers and pay from $3 to $7. The charges typically vary with the location of the store. You can cash payroll, insurance, government, and tax refund checks. Kindly note that City Market does not accept personal checks.

4. Dillons

Dillon is a grocery supermarket chain that is a subsidiary of Kroger. More than 90 Dillons locations across the country offer check cashing services at a fee ranging from $3 to $7.50 for each check. Dillons does not accept personal checks; however, you can cash payroll, income tax, insurance, government, and business checks.

5. Food 4 Less

Food 4 Less is a subsidiary of Kroger with 102 stores in the United States. If you are a California, Illinois, or Indiana resident, you can locate one of these stores in your area. Food 4 Less supports insurance settlement, business, tax refund, government, and payroll checks.

Those are some groceries that accept Check cashing in the United States. Kindly note that each grocery has its policies, so you need to liaise with them before you start transacting. Other groceries that accept check cashing include the following:

  • Foods Co
  • Food Lion
  • Fry’s Food Stores
  • Food City
  • Fred Meyer
  •  Pick ‘n Save
  • QFC
  • Safeway
  • Ralphs
  • ShopRite
  • Publix
  • Shaw’s
  • Quality Food Centers(QFC)
  • Vons
  • Walmart
  • Wegmans
  • Winn-Dixie
  • WinCo Foods
  • Stop & Shop

You can visit the listed grocery stores’ official website and learn more about the types of checks they cash. You can also visit or contact the stores to get more information concerning their check-cashing services.


Does Harris Teeter have an ATM?

Yes, many Harris Teeter stores have ATMs located on the store’s premises. This was implemented after an agreement between Cardtronics and Harris Teeter to provide ATMs for its North Carolina customers. However, note that not all stores have ATM services, so you may have to contact the nearest store to inquire.

Can I cash a two-party check at Harris Teeter?

No, Harris Teeter does not cash checks except its employees’ payroll checks. So, if you have a two-party check, you must look for another grocery to help you cash it out.

What ID Do You Need to Cash a Check at Harris Teeter?

You must present a government-issued photo ID at Harris Teeter to cash your check. These include the driver’s license, passport, state ID, and military ID. Kindly note that you cannot cash your check if you do not present your government-issued ID photo.

What is the largest check amount that Harris Teeter will cash?

There is no limit on the check amount of money you can cash at Harris Teeter. This is because Harris Teeter only cashes checks from its employees, so there is no risk of getting an invalid check.

Can I cash a government check at Harris Teeter?

No, you cannot cash a government check on Harris Teeter since it only accepts employee payroll checks. Therefore, you have to look for other groceries offering check cashing services or cash your government checks from a bank. As you purpose to do this, ensure that you follow the policies set by the groceries or the bank.

Does Harris Teeter charge a fee to cash checks?

You may have to pay a fee of up to $1 to cash your check at Harris Teeter, but you must consult the cashier in case there are changes.

How to Avoid Check Cashing Fees at Harris Teeter?

There are several ways to avoid check cashing fees even if Harris Teeter does not cash checks. One, you can avoid checking cashing fees by use of an ATM which has a lower fee than cashing a check. You can also cash your check from a credit union or bank, which typically may have lower fees, mostly for people who are not customers. However, you need to inquire about their policies before transacting with them. The final and effective way to help you avoid check cashing fees is getting a pre-paid Debit card. Once you load money onto the debit card, you will be free to use the funds to make purchases or withdraw.

What are the limits for cashing a check at Harris Teeter?

Harris Teeter has put some limits on the types of checks they can cash. You are only allowed to cash a check at Harris Teeter if you are an employee and are cashing payroll cash from them.

What are the hours for check cashing at Harris Teeter?

You can cash your check at Harris Teeter at any store hour if you want to be there in person. However, if you want to use the ATMs, you can cash them anytime because they are usually open 24 hours a day.

What Else Does Harris Teeter Offer Besides Check Cashing?

Apart from check cashing, Harris Teeter offers money order and wire transfer services. Besides, if you have a Harris Teeter VIC card, you can get cash back at checkout.